Hawaii Hurricane Insurance Rates

Hurricane and windstorm insurance rate filings in Hawaii. Critical for property owners in exposed areas.

+10.2%

Avg change

+16.3%

Largest increase

1.3%

Largest decrease

Increases

Decreases

By Carrier

Hawaii Insurance Guaranty Association (1)+1.3%

GEICO General Insurance (1)+1.4%

USAA Casualty Insurance (1)+9.8%

Allstate Insurance Company (2)+10.8%

State Farm Mutual (2)+12.2%

Tokio Marine Pacific Insurance (1)+12.2%

First Insurance Company of Hawaii (1)+13.0%

Hawaii Employers Mutual Insurance (1)+13.2%

Island Insurance Company (1)+14.8%

Recent Filings

Island Insurance Company

2026-01-18 · HMID-133800163

+14.8%Disapproved

Hawaii Employers Mutual Insurance

2025-12-11 · HMID-133800162

+13.2%Disapproved

First Insurance Company of Hawaii

2025-12-07 · HMID-133800161

+13.0%Disapproved

State Farm Mutual

2025-11-30 · HMID-133800065

+16.3%Withdrawn

Tokio Marine Pacific Insurance

2025-11-19 · HMID-133800169

+12.2%Disapproved

Allstate Insurance Company

2025-11-13 · HMID-133800067

+15.8%Withdrawn

State Farm Mutual

2025-08-12 · HMID-133800165

+8.1%Under Review

Allstate Insurance Company

2025-06-15 · HMID-133800167

+5.8%Under Review

USAA Casualty Insurance

2025-05-14 · HMID-133800064

+9.8%Disapproved

GEICO General Insurance

2025-03-02 · HMID-133800166

+1.4%Pending

Hawaii Insurance Guaranty Association

2025-02-28 · HMID-133800168

+1.3%Pending